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A new mortgage deal on you existing property which could mean a lower rate or lower monthly payments.
Remortgaging is the term used when you are refinancing your current mortgage to a new mortgage deal.
If you are coming to the end of your current mortgage deal it is a good idea to look for a new deal that is right for your current circumstances. This will involve putting in a new mortgage application with a lender. It could be a new deal with your existing lender, or with a new lender.
Remortgage products are common with lenders, and can offer a better deal often with lower interest rates, different mortgage terms to your current mortgage, or lower monthly payments. Lenders often roll the product cost or application fee into the monthly payments over the term of the deal to help with costs.
We believe in a simple step-by-step approach to help you find the right mortgage for your needs.
Over the course of our appointments, we will find out about you and your current situation as well as what you are looking for in a mortgage. This will help us assess your circumstances and we can decide the best way to proceed.
We will search for suitable products for you, through a range of mortgage deals across the marketplace and then present the most suitable offer for your needs in an easy to understand document.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Our team of experts are here to answer any questions you may have without all the jargon. Get in touch now to see how we can help you reach your mortgage goals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.
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