Standard Purchase

Standard Purchase explained

Purchasing a property with a standard purchase mortgage is the right choice if you are buying property without the help of a buying scheme, or any government assistance.

These mortgages are common with a variety of lenders and are readily available to buyers who meet the qualifying criteria required by the lender.

Standard Purchase mortgages

Standard purchase mortgages are available from multiple lenders across the market and include variable, fixed-term or tracker products.

At My Mortgage Portal, we have access to over 12,000 mortgage products from over 90 lenders across the market which puts us in the position to offer the right advice for you and find you the right mortgage deal for your circumstances. 

Process

We believe in a simple step-by-step approach to help you find the right mortgage for your needs.  

Over the course of our appointments, we will find out about you and your current situation as well as what you are looking for in a mortgage. This will help us assess your circumstances and we can decide the best way to proceed. 

We will search for suitable products for you, through a range of mortgage deals across the marketplace and then present the most suitable offer for your needs in an easy to understand document.
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• We will learn about you and your needs
• Discuss your mortgage and protection requirements and affordability
• Provide recommendations tailored to your situation
• Explain the mortgage and reasons behind our recommendation in full
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Fees

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Contact an Expert

Our team of experts are here to answer any questions you may have without all the jargon. Get in touch now to see how we can help you reach your mortgage goals.